If we just took time to look around we could see how others are struggling to make ends meet let alone provide for a modest buffer against rising costs. I became concerned with senior citizen issues because of the profound effect knowledge of the reverse mortgage has had on me. When I found how the reverse mortgage can solve the economic, social, and health pressures affecting the seniors today and realized how few were taking advantage of this government insured program, I had to act. So here I am and I ask you, why not let your home pay you for a lifetime of hard work?” I urge you to consider taking the nest egg trapped in your homes and treat it just like social security, a matured investment or pension. Why not use your home to create more options, increase your current standard of living, continuing to live in your home and never have a monthly house payment as long as you live in your home.

Let me tell you that the Reverse Mortgage became a valuable and safe tool for Senior Americans after the United States Congress authorized the Department of Housing and Urban Development (HUD) through the Federal Housing Administration (FHA) Home Equity Conversion Mortgage (HECM). But, just what is it about the Reverse Mortgage that instills fear in some of us? This feeling is real even though the American Association of Retired Persons (AARP) and nationally syndicated columnists like Robert Bruss continue to praise them in their literature. I think safety is the BIG issue. Many seniors react to the suggestion of a Reverse Mortgage by saying “I could lose my home then what?”. Yet the fact is your home MUST be in and REMAIN in your name (the borrower).

Yet the fact is that more than ninety-five (95) percent of Reverse Mortgages done are the Federal Housing Administration (FHA) Home Equity Conversion Mortgage (HECM) version. This guarantees the full protection of the United States Government through use of the required two (2) percent insurance fee paid on all FHA Reverse mortgages.

Don’t stop here. Click on the SOURCES link off to the left on this page. Browse the articles. Read up and get the facts. To get an idea of your investments value and the positive impact it can make on your life, just click on the link FREE CALCULATION and I will get you the information you need to make informed choices.